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You are responsible for your child’s journey all the way until she or he becomes an adult. Looking at it from the financial side, think of everything that’s involved. Paying for daycare, the house your child’s raised in, food, clothing, vacations, summer camp, post-secondary education and much more.
Your income, of course, pays for all of that. But to really get a good idea of how important that income is, try this. Multiply your annual salary by the number of years until your child completes college or university. As a parent, that future income is something you must protect.
If you’re like many Canadians, you’re starting a family at a time your savings plan is in the early stages. In other words, you don’t have a vast amount of investments that could support your family into the future. That’s what makes life insurance so important when you have a young child. The tax-free insurance amount would become an instant estate.
Life insurance is also for you. It gives you peace of mind knowing your family is taken care of, no matter what happens. And that security is yours from the payment of the first premium.
Each person, each family, has their own life insurance needs. I’ll meet with you and find out about your personal situation. Sometimes the spouse with lower income, or no income, should have life insurance too. I’ll put together a life insurance solution designed to meet your family’s unique needs, in a way that also suits your budget.
As a financial professional with well over 10 years of expertise in the field, I’ve committed myself to being a reliable guide to help steer my clients in the right direction. An invaluable partner, I will work alongside you to help you achieve a solid financial base, where all of your dreams and ambitions can flourish for years to come.